We have seen rates rise in late 2018, however, we are now in a position for rates to decrease as the bond yields fall. The Bank of Canada also held off increasing the overnight rate during January’s meeting due to uncertainty of the overall economic performance within Canada and globally. The US Government shutdown is also keeping the Bank of Canada from increasing their overnight rates. We expect to see rate sales pop up as we approach the spring market.


1-year Fixed 3.19%
2-year Fixed 3.19%
3-year Fixed 3.39%
4-year Fixed 3.64%
5-year Fixed 3.39%
7-year Fixed 3.69%
10-year Fixed 3.89%