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Over the past 2 years we have seen many changes to the mortgage market in terms of regulations, product offerings and the way mortgage rates are priced. Last fall, we were certainly heading towards mortgage rates in the 4-5% range; this fall, we are in a fairly stable interest rate market. At the moment mortgage…
Santa Hat Cheesecake Bites This is a great idea for treating those guests during the holidays! It’s ridiculously cute and simple. Press a small round/circle cookie cutter into any cheesecake – either made homemade or store bought – and create a bite sized base. Next, fill a piping bag with whipped cream and cover the…
Carolynne R. Maguire, Notary Public, MarpoleNotary.com Nature affords us many examples of home ownership being closely associated with a desire for pair-bonding and/or social structure. Whether a nest, hive, or long-term mortgage, some things just seem better when shared. Owning property with another person or persons can create synergistic opportunities not always available to individuals. With…